Charles Barger, Managing Broker


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Frequently Asked Questions

Home Warranties and Disclosures

Home Warranties

Buying and selling a home is one of the biggest transactions you'll make in your lifetime. You can't always predict when problems will arise and they seem to happen when you are least prepared. Unplanned home expenses can put a tremendous strain on your budget. A home warranty will give you the protection you need.

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Property Condition

Sales and post sale problems can be avoided through prompt and proper disclosure. Federal, state and local laws govern disclosure. Often states will require some type of residential property disclosure form be used in sales involving a real estate licensee. A questionnaire that addresses conditions of the property may be required. Frequently the law will specify that potential buyers be given a copy of the form. These forms often address foundations and structure, roofs, mechanical systems, water and sewer systems, site, survey and restrictions. These disclosures are effective in providing information to the purchaser regarding known conditions. They do not necessarily eliminate the need for a professional whole house inspection.

Lead Base Paint

"Every purchaser of any interest in residential real property on which a residential dwelling was built prior to 1978 is notified that such a property may present exposure to lead from lead-based paint that may place young children at risk of developing lead poisoning. Lead poisoning in young children may produce permanent neurological damage, including learning disabilities, reduced intelligence quotient, behavioral problems and impaired memory. Lead poisoning also poses a particular risk to pregnant women. The seller of any interest in residential real property is required to provide the buyer with any information on the lead-based paint hazards from risk assessments or inspections in the seller's possession and notify the buyer of any known lead-based paint hazards. A risk assessment or inspection for possible lead-based paint hazards is recommended prior to purchase." For more information go to www.hud.gov/lea/

Sex Offender Notification

Certain state and local law enforcement agencies are required to notify members and or entities of the community if a sex offender resides in the area. Inquires should be made to these enforcement agencies to determine if a registered sex offender is residing in the area.


An agency relationship is a legal relationship where one person known as the associate, represents another person known as the principal in dealing with a third party. Principals and or third parties to real estate negotiations and agreements are either clients or customers of a real estate licensee. Clients are persons represented by agents. Associates owe clients certain duties. These duties include: loyalty, honesty and fair dealing, negotiation for the clients best interests, informing the client of all known material facts, and to maintain confidential information. Customers are persons who use the services of a real estate licensee but are not the client of a licensee. Licensees are required to deal honestly and fairly with customers. Payment of a fee to a real estate broker does not make that person a client of the broker. In the state of Lawton the types of agency relationships a buyer may enter into include: Seller Agency, Buyer Agency, Sub-agency, Dual Agency (with consent). Some firms will offer "Split Agency". In Oklahoma the types of agency relationships an associate may enter into include: Buyer Agency, Seller Agency, Dual Limited Agency, Designated Agency and Transaction Broker. Additional questions regarding agency relationships should be directed to a licensed real estate broker or the state licensing authority.

The Expertise of a AMERICAN REAL ESTATE Sales Associate always provides valuable assistance. For more information, please contact a A.R.E. Representative.


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